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Check 21 - Special Report

Consumer checks will no longer be returned with monthly bank statements.

President Bush has signed into law legislation (H.R. 1474) that will give substitute checks the same legal validity as the original paper checks. The Check 21 bill is intended to reduce the check payment system's dependence on physical transportation networks, and streamline the collection and return process. The implementation date will be October 28, 2004.

Finding the transaction on the monthly account statement - The transaction will be listed in the electronic transactions section, along with other electronic debits, ATM withdrawals, Direct Deposits, etc. The name of the company to which the payment was made, the date, the amount and a telephone number will now appear on the account statement.

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